The «Bank Terminal Integration» option transfers the exact payment amount from Torgsoft directly to the connected POS terminal and records the transaction result in accounting. The cashier does not enter the amount on the terminal manually, so accidental errors and discrepancies between the amount in the program and the bank are eliminated, and the queue is served faster. Suitable for any offline business that accepts cashless payments: retail stores, wholesale warehouses, and service businesses.
What the «Bank Terminal Integration» option can do
Payment and cashier work
- Automatic transfer of the amount to the terminal — the program sends the exact payment amount itself, so manual entry on the terminal is not required.
- Work with different types of operations — sale, return (including partial return), trade with invoice issuing, customer orders, payment for rental and repair services.
- Installment services — accepting payments via «Payment in Parts» and «Instant Installment» for PrivatBank terminals directly from the Torgsoft interface.
- Contactless payment by smartphone — accepting payment via NFC using Tap to Pay (PrivatBank), tapXPhone (monobank), and OschadPAY services together with the Torgsoft Mobile App.
- Several accounts on one terminal — settlement accounts of different Sole Proprietorships can be linked to one physical terminal; the payment is directed to the required account depending on the selected enterprise.
- Interrupting payment from the program — the operation can be canceled with one button without waiting for a timeout if there is a connection failure or the customer changes their mind.
Fiscalization and reporting
- Printing the slip receipt in the fiscal receipt — mandatory transaction details and the slip receipt are printed in the customer's receipt when working with PECR or a fiscal registrar.
- Transferring transaction data to the State Tax Service — the acquirer's name, date and time, receipt number, RRN code, device identifier, and card mask are transferred to the electronic document for the tax authority when working with PECR.
- Accounting for bank commission — the program calculates the acquiring commission, records it as an expense in financial analysis, and, if necessary, displays it as a separate line in the fiscal receipt.
- Slip receipt history in analytics — every cashless payment is stored in the database; the electronic slip receipt and transaction details are available in the PECR analytics tab.
Control, security, and service operations
- Protection against bypassing the terminal — in role settings, cashiers can be prohibited from removing the terminal connection mark so that the program always transfers the amount to the device.
- Terminal service commands from the program — closing the business day (Z-report on the terminal), reconciling totals, and testing the bank connection are performed from the Torgsoft interface.
- Transaction cancellation — cancellation of an operation by receipt number before closing the day if the funds were debited but an accounting failure occurred (depending on the protocol).
- Manual entry of details — if the connection with the terminal is temporarily lost but the payment has already gone through, the cashier enters the RRN, authorization code, and other details manually so that the fiscal receipt is printed without violations.
- Work with unstable internet — the option supports the «Torgsoft Hybrid» add-on, so amounts are transferred to the terminal even when the connection to the main server is lost.
- Automatic detection of the payment system — if the terminal does not return the payment system name, the program determines it by the customer's card number.
- Support for multi-currency sales — when multi-currency accounting is active, the request to the terminal is sent taking into account the currency of the selected account.
Printing the slip receipt in the fiscal receipt works together with the «PECR» option or «Fiscal Registrar Integration». Contactless payment by smartphone requires the «Torgsoft Mobile App» option. The «Torgsoft Hybrid» add-on is required for working at remote cash registers with an unstable connection.
More about the option: torgsoft.ua/options/pos/
